Funding for Seniors above 65+

Understanding aged care funding can be challenging, particularly when organizing therapy and support services. Steps2Life offers straightforward guidance on navigating funding and accessing services according to approved plans.

What is Aged Care Funding?

Aged care funding is a government system that helps older Australians access services to live safely and independently. It is typically available to people aged 65 and over (or 50+ for Aboriginal and Torres Strait Islander people) who are assessed through My Aged Care.

Funding Options

Home Care Packages (HCP) Toggle Arrow

Home Care Packages provide government-funded support for older Australians with more complex care needs who wish to remain living independently at home.

Funding can be used for a range of services, including:

  • Allied health services
  • Therapy and rehabilitation
  • Mobility and independence support
  • Functional assessments
  • Home modifications and assistive equipment
  • Personal care and daily living assistance

Our team can work alongside your Home Care Package provider to deliver the services included in your care plan.

Commonwealth Home Support Programme (CHSP) Toggle Arrow

The CHSP provides entry-level government-subsidised support for older Australians who need a small amount of assistance to remain living independently at home. Allied health services such as physiotherapy, occupational therapy, and dietetics may be included where assessed as appropriate.

Private Funding Toggle Arrow

Individuals who are not yet eligible for government-funded aged care, or who require services beyond their approved funding, may access allied health services privately. Our team can discuss private fee options and service availability.

Free Discovery Call
funding option

Services Available

Allied Health Services Toggle Arrow

Depending on care plan inclusions and funding approval, aged care funding may cover a range of allied health services including physiotherapy, occupational therapy, speech therapy, dietitian services, and psychology. All services are delivered in accordance with approved care plans and relevant funding guidelines.

  • Occupational Therapy
  • Physiotherapy
  • Speech Pathology
  • Dietetics
  • Psychology
  • Behaviour Support
  • Counselling

Each service is tailored to your individual goals, needs, and circumstances.

Capacity Building Toggle Arrow

Allied health therapy under aged care funding focuses on maintaining and building the functional capacity of older Australians — supporting independence in daily activities, safe mobility, communication, and nutritional wellbeing at home and in the community.

Functional Assessments Toggle Arrow

We provide assessments aligned with aged care funding requirements, including functional capacity assessments, falls risk assessments, cognitive screenings, and swallowing assessments. Reports and recommendations are prepared in accordance with approved care plans and documentation standards.

Free Discovery Call
how we can help

How We Can Help

At Steps2Life, we understand that every person’s journey is different. Our team works closely with individuals, families, carers, and aged care providers to deliver personalised support that aligns with your goals and funding arrangements.

We can assist with:

  • Understanding available funding options
  • Coordinating allied health services
  • Conducting assessments and reports
  • Developing personalised support plans
  • Working collaboratively with care providers and families
  • Supporting independence and quality of life

Our goal is to help you access the right support at the right time.

Frequently asked questions

Aged care funding in Australia operates through government assessment processes. Eligible individuals receive approved funding levels, which outline the types of services that may be accessed within their care plan.

Generally, individuals aged 65 and over access aged care programs rather than the NDIS. Some individuals approved for the NDIS before turning 65 may continue under NDIS aged care funding arrangements.

Yes, funding approval through My Aged Care is required before services can be delivered under aged care funding. Additional allied health assessments may be required depending on your care plan.

Services may be adjusted in consultation with your care provider, depending on funding guidelines and available budget. Any changes should remain consistent with approved care plans.

Book an appointment

Contact Steps2Life today to learn how we can support you or your loved one through aged care funding and services.

Steps2Life